9152 W Oraibi Dr, Peoria, AZ 85382

LOAN / LENDER-RELATED

  • VA Funding Fee (financed into loan): $9,586.85 (first time use) or $14,714.70 (Subsequent)

  • Origination / Underwriting Fee: $851

  • Lender Credit: ($5,000)

TITLE / ESCROW / RECORDING

  • Lender’s Title Insurance (Simultaneous Issue): $1,292.20

  • Title Endorsements: $300.00

  • Residential Escrow / Settlement Fee: $929.50

  • Recording Fees: $62.50

  • Notary Signing Fee: $200.00

LENDER / GOVERNMENT / THIRD-PARTY

  • Appraisal Fee: $650.00

  • Flood Certification Fee: $8.00

  • MERS Registration Fee: $24.95

  • Lender CPL (Closing Protection Letter): $25.00

HOA-RELATED (BUYER-PAID)

  • HOA $671.70

  • Capital Improvement Fee: $4433

  • HOA Quarterly Dues (3 months): $198.98

    • (Annual HOA $795.90 ÷ 4)

PREPAIDS (NOT ESCROWED)

  • Homeowners Insurance – 12 months: $1,800.00

  • Prepaid Interest (estimated): $1,099.00

TAXES

  • Property Taxes: $1740

EARNEST MONEY

  • Earnest Money Deposit (example): $5,000.00

Net Due

  • Without Impounds for taxes and insurance, estimated total due at or before closing could be only: $4,285.83 with the $5,000 lender credit and after a $5000 earnest money deposit.

Disclaimer:
All pricing, payments, fees, credits, and cost figures shown are estimates provided for illustrative purposes only and should not be relied upon as final. Actual loan terms, interest rates, lender fees, third-party charges, prepaid items, credits, and cash required at closing may vary based on borrower qualifications, VA eligibility, loan program guidelines, market conditions, third-party providers, and final contract terms. Different lenders may offer different pricing, fees, and credits. Any lender credit referenced applies only if the borrower completes financing through CT Home Loans and is not transferable. This information does not constitute a loan approval, loan commitment, or guarantee of terms. All loans are subject to underwriting approval and applicable program requirements.