Buydown Calculator

Temporary rate buydowns for Arizona purchases.


Purchase Price
Loan Amount 95% of price
Loan Type
Note Rate 30 yr fixed
6.250%
4.000% 9.000%

Today's average rate from the Optimal Blue Index. Updated April 25, 2026.

Loan Term
Buydown Type
Property Type

Temporary buydowns are not available on investment properties.

Buydown Cost

$0
0.00 points · 1-0 buydown · Yr 1 saves $0/mo
Seller contribution check Fits within limits

Year by Year Payments

Period Rate Monthly P&I Saves

Seller Contribution Limits

Limits are percentages of purchase price or appraised value, whichever is lower. Buyer qualification uses the full note rate payment, not the reduced buydown rate.